|
| Poor Credit Remortgages
When applying for a mortgage in the past, you may have experienced several problems based on your previous credit history. Some lenders may see you as a high risk case because of past performance and refuse you the finance you require.
|
|
Solution Mortgages can help whatever your credit problems, as we use a range of specialist lenders that will consider applications from potential borrowers who have a poor credit rating against them. We will provide you with the information you require to help you make the right decision and process your application as soon as possible to ensure your funds are available on time.
CCJ's & Arrears
Finances at the best of times can be unpredictable, mounting debts or an untimely change in circumstances could lead to you falling behind with your repayments, incurring defaults and even County Court Judgements (CCJ's). We understand that if you have incurred any of the above that it can often be difficult to arrange the finance that you require as it can conflict with the more 'traditional lenders' criteria, making it harder for you to find a mortgage.
Fortunately, we use a range of specialist lenders that will consider applications from potential borrowers with mortgage arrears, defaults & CCJs registered against them. We will do everything we can to find you a mortgage and enable you to choose a product which suits your needs once your requirements have been ascertained.
Even if you have had special terms imposed on remortgages in the past, or refused a mortgage, in many cases Solution Mortgages will still be able to help no matter what your circumstances.
Solution Mortgages Ltd is authorised and regulated by the Financial Services Authority. The overall cost for comparison is 8.2% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. To decrease your monthly payments, your costs in the longer term may actually increase. A fee will be payable for arranging your mortgage. This fee will normally be 3% of the loan amount, payable on completion.
If
you want to hear more about how a Poor Credit Mortgage can work for you, or whether
you would be suitable for a Poor Credit Mortgage, simply call our expert advisors on 0800 520 0315
quote ref 1533, or fill in the
Mortgage Wizard to see what other solutions are available to you. |
